1. How SSDI and Unemployment Differ

• SSDI: You must prove you are unable to work due to a severe medical condition that is expected to last at least 12 months or result in death.
• Unemployment: You must certify that you are able and available to work and actively seeking employment.

Because these statements are opposite, applying for both at the same time can raise questions with the Social Security Administration (SSA).

2. Is It Ever Possible to Receive Both in Oklahoma?

In rare cases, yes—but it’s uncommon. Possible situations include:

• You are applying for SSDI because you can no longer do your previous job but are still looking for light or part-time work while waiting for a decision.
• You lost your job for non-medical reasons but your health has since worsened, leading you to file for SSDI.

Even then, you should expect increased scrutiny from both the Oklahoma Employment Security Commission (OESC) and the SSA.

3. Risks of Collecting Both

• Contradictory statements can harm your SSDI case.
• The SSA may use your unemployment claim as evidence you are still able to work.
• You could face repayment demands if either agency determines you were ineligible for benefits.

4. Alternatives to Unemployment While Waiting for SSDI

If you can’t work while waiting for your SSDI decision, you might explore:

• Oklahoma SNAP benefits (food assistance)
• Temporary Assistance for Needy Families (TANF)
• Medicaid for medical coverage
• Local nonprofit aid programs