1. Understand SSDI Eligibility Requirements

Before applying, ensure you meet basic SSDI requirements:

• Work Credits: You must have worked long enough in jobs covered by Social Security, typically earning 40 work credits, with 20 of those earned in the last 10 years before your disability began.
• Disability Status: You must have a severe medical condition that prevents you from performing substantial gainful activity (SGA) and is expected to last at least 12 months or result in death.
• Medical Evidence: You need substantial medical documentation proving your disability prevents you from working.

2. Gather Necessary Documentation

Preparing your documents in advance will streamline the application process. You will need:

• Your Social Security number and birth certificate
• Contact details for doctors, clinics, and hospitals that treated you, including dates of visits
• A complete list of medications, dosages, and prescribing doctors
• Recent medical records, test results, and treatment notes
• Details of your employment history, including job titles, duties, and dates of employment over the last 15 years
• Your most recent W-2 or federal tax return if self-employed

3. Choose Your Application Method

You can apply for SSDI in Oklahoma in three ways:

a. Online Application

• Visit ssa.gov/applyfordisability
• Complete the application thoroughly, uploading any available documents
• This is the fastest and most convenient method, allowing you to apply anytime from home

b. Phone Application

• Call Social Security at 1-800-772-1213 (TTY 1-800-325-0778)
• Schedule a phone appointment to complete your application with a representative
• Be prepared for hold times, and have your documents ready for the call

c. In-Person Application

• Visit your local Social Security office in Oklahoma
• You can find your nearest office using SSA’s Field Office Locator online
• Due to potential wait times, scheduling an appointment in advance is recommended

4. Complete the Disability Report

As part of your application, you must complete Form SSA-3368-BK (Disability Report – Adult). This form requests detailed information about:

• Your medical conditions and how they limit your activities
• Healthcare providers treating your conditions
• Work history over the past 15 years
• Education, vocational training, and skills

Ensure your descriptions clearly outline how your condition prevents you from performing work activities.

5. Submit Your Application

After thoroughly reviewing your information:

• Submit your application and keep a confirmation number or receipt
• Save copies of all forms and supporting documents for your records

6. What Happens After Applying?

Your application is sent to the Disability Determination Services (DDS) office in Oklahoma for medical evaluation. The process includes:

• Reviewing your medical records
• Requesting additional medical evidence if needed
• Scheduling a consultative examination (CE) if SSA requires further evaluation of your condition

The initial decision generally takes three to five months, depending on the complexity of your case and how quickly your medical providers respond to records requests.

7. Tips for a Strong SSDI Application

• Be honest and detailed: Clearly describe your symptoms, limitations, and daily challenges
• Include all conditions: List both primary and secondary medical conditions, as combined impairments are evaluated
• Follow up with SSA: Regularly check your application status via your My Social Security account or by calling SSA
• Respond promptly: If SSA or DDS requests additional information or schedules exams, respond quickly to avoid delays