1. What Is a Disability Redetermination?

A redetermination is an SSA review of financial eligibility factors for Supplemental Security Income (SSI) recipients. It is different from a Continuing Disability Review (CDR), which evaluates your medical condition to confirm you are still disabled under SSA standards.

Key difference:

• Redetermination: Reviews income, assets, living arrangements, and other financial factors for SSI
• CDR: Reviews your medical status and disability severity for both SSI and SSDI recipients

2. Why Does SSA Conduct Redeterminations?

SSA conducts redeterminations to ensure you:

• Continue to meet SSI income and asset limits
• Reported all changes in living situation, marital status, household composition, or financial resources
• Are not receiving benefits based on outdated or incorrect financial information

3. How Often Are Redeterminations Conducted?

Redeterminations are typically conducted:

• Every 1 to 6 years, depending on your circumstances
• Immediately if SSA receives information suggesting a change in your financial status

In addition, annual reviews may occur for SSI recipients to update income and resource information, though full redeterminations are more comprehensive.

4. What Happens During the Redetermination Process?

The redetermination process in Oklahoma generally involves:

a. Receiving a Notice

SSA will mail you a redetermination notice explaining:

• Why your case is being reviewed
• What information and documentation you must provide
• Deadlines for responding

b. Completing the Review

Your redetermination may occur:

• By mail: You complete and return forms with supporting documents
• By phone: SSA schedules a phone interview to review your information
• In person: Less common, but possible if SSA needs direct verification

c. Providing Required Documentation

You will need to provide up-to-date information, such as:

• Bank statements for all accounts
• Pay stubs or income records, if working
• Proof of housing costs and living arrangements
• Vehicle titles and property records
• Any other documents SSA requests to verify financial eligibility

d. SSA Decision

After reviewing your information:

• If your financial situation remains within SSI limits, your benefits continue unchanged
• If your income or assets exceed program limits, your benefits may be reduced or terminated
• If SSA needs additional clarification, they will contact you for further documentation before issuing a decision

5. How Does Redetermination Differ from CDR?

It is crucial to understand that redeterminations focus on financial eligibility for SSI, while Continuing Disability Reviews (CDRs) assess your medical status to determine if you are still disabled under SSA rules.

However, both processes can occur around the same timeframe and both require:

• Prompt responses to SSA requests
• Accurate, complete documentation to avoid payment suspension or termination

6. Tips to Prepare for a Redetermination in Oklahoma

• Organize financial records: Keep bank statements, pay stubs, and resource documentation updated and accessible
• Report changes immediately: Notify SSA of income changes, marriage, living arrangement updates, or large deposits to avoid overpayments
• Respond by deadlines: Failing to submit requested information on time may result in suspension of benefits
• Keep copies: Always save copies of forms and documents submitted to SSA for your records

7. What If Your Benefits Are Reduced or Terminated After Redetermination?

If SSA decides you no longer meet SSI financial eligibility:

• You will receive a written notice explaining the decision
• You have 60 days to appeal by filing a Request for Reconsideration
• If you file the appeal within 10 days, your benefits may continue during the appeal process

Consulting with a disability attorney can help you navigate complex eligibility rules and strengthen your appeal.