1. The SSA’s Definition of Disability

To be approved for SSDI, your medical condition must:

• Prevent you from engaging in substantial gainful activity (SGA)—meaning you can’t earn above a set monthly income limit ($1,550 in 2024 for non-blind applicants).
• Be severe—it must significantly limit basic work-related activities.
• Last or be expected to last at least 12 months, or be terminal.

2. The Listing of Impairments (Blue Book)

The SSA’s Blue Book lists conditions that may automatically qualify if certain criteria are met. Examples include:

• Musculoskeletal disorders (e.g., spine disorders, joint dysfunction)
• Cardiovascular conditions (e.g., heart failure, chronic heart disease)
• Neurological disorders (e.g., multiple sclerosis, epilepsy)
• Mental health disorders (e.g., depression, PTSD, bipolar disorder)
• Respiratory diseases (e.g., COPD, asthma)
  Even if your condition is not listed, you can still qualify by showing it is as limiting as a listed condition.

3. Proving Your Disability with Medical Evidence

The SSA requires clear, objective medical proof from acceptable medical sources, such as licensed physicians, specialists, or certain advanced practice providers. Strong evidence includes:

• Detailed medical records from doctors and hospitals
• Diagnostic tests (X-rays, MRIs, blood work, etc.)
• Treatment history and response to medications or therapies
• Physician statements explaining your work limitations

4. The Role of Residual Functional Capacity (RFC)

If you don’t meet a listed impairment, the SSA will evaluate your Residual Functional Capacity—how much work you can still do despite your condition. This looks at:

• Physical limits (lifting, standing, walking, sitting)
• Mental limits (memory, focus, stress tolerance)
• Sensory limits (vision, hearing)

Your RFC can still lead to approval if it shows you cannot perform your past work or adjust to new work.

5. Consultative Exams in Oklahoma

If your records are incomplete, the SSA may send you to a consultative exam with a local doctor. These exams:

• Are paid for by the SSA
• Can include physical, mental, or specialized testing
• Play a key role in borderline cases—so take them seriously

Common Mistakes That Hurt Medical Eligibility

• Not providing consistent medical treatment records
• Missing doctor’s appointments or treatment recommendations
• Relying only on subjective symptoms without test results
• Not updating the SSA with new diagnoses or hospital visits